Terms & Conditions
Last Updated: March 6, 2026
At M.R. EVANS GROUP INC. DBA Melissa Evans Insurance Group, By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use this website.
Use of This Website
This website is provided for general informational purposes related to insurance services and solutions. The information contained on this site is not intended to replace professional insurance advice or create a client-agent relationship unless explicitly confirmed through direct communication.
Users agree to use this website only for lawful purposes and in a manner that does not infringe on the rights or restrict the use of this site by others.
No Guarantee of Coverage
Submitting information through this website, including quote requests or contact forms, does not guarantee insurance coverage or policy issuance. Coverage is subject to eligibility, underwriting approval, and the terms of the insurance carrier.
Only a written policy issued by an insurance provider can confirm coverage.
Accuracy of Information
While we strive to ensure that all information on this website is accurate and up to date, Melissa Evans Insurance Group does not guarantee the completeness, reliability, or accuracy of any information provided. Information on this website may change without notice.
Intellectual Property
All content on this website, including text, graphics, branding, and design elements, is the property of Melissa Evans Insurance Group unless otherwise stated. Unauthorized reproduction, distribution, or use of any content from this site is prohibited without written permission.
Third-Party Links
This website may include links to external websites or resources for informational purposes. We are not responsible for the content, privacy practices, or accuracy of information found on third-party websites.
Limitation of Liability
To the fullest extent permitted by law, Melissa Evans Insurance Group shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of this website or reliance on any information provided on this site.
Text Message Communications
By providing your phone number and opting in through our website forms, you expressly consent to receive informational and occasional marketing text messages from Melissa Evans Insurance Group related to your inquiry, account, or services.
Message frequency may vary
Message and data rates may apply
You may opt out at any time by replying STOP
You may request assistance by replying HELP
Consent to receive text messages is not a condition of purchase.
Carrier Disclaimer:
Carriers are not liable for delayed or undelivered messages.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Privacy
Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.
Changes to These Terms
We reserve the right to modify or update these Terms and Conditions at any time. Changes will become effective immediately upon being posted on this page.
Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of New York, without regard to conflict of law principles.
Age Restriction
This website and our services are intended for individuals who are 18 years of age or older. By using this website and providing your information, you confirm that you are at least 18 years old.
Get In Touch
Working Hours
Monday - 9:00 AM to 6:00 PM
Tuesday - 9:00 AM to 6:00 PM
Wednesday - 9:00 AM to 6:00 PM
Thursday - 9:00 AM to 6:00 PM
Friday - 9:00 AM to 5:00 PM
Saturday - 9:00 AM to 1:00 PM
Sunday - Closed
We provide insurance guidance designed to support families through every stage of life, today and tomorrow.
Legal
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