Ranked #1 Local Agency for Personal & Business Insurance

Insurance made effortless, fast & deeply human.

Melissa Evans Insurance Group pairs digital speed with genuine local care. Zero guesswork, transparent pricing, and instant protection for your home, auto, business, and family.

Select coverage to see instant rates:
No pushy sales calls
Accepted by top mortgage lenders
Instant digital policy delivery
Judith RaileyApril MurilloJosephine Lupo
Your local Newburgh team

Real people you can reach directly — no call centers

Happy family protected by Melissa Evans Insurance
Live Agent Online
Avg response: < 2 min

"How fast can I get insured?"

"In under 3 minutes! Fill out our simple online form or call us directly. We handle mortgage escrow transfers seamlessly."

A+ Rated Underwriters 256-bit Encryption
Tailored Coverage Options

Protection designed for every chapter of your life.

Choose a policy or bundle multiple coverages to maximize your savings with Melissa Evans Insurance Group.

Most Popular

Homeowners Insurance

From $25/mo

Total protection for your home, structure, and personal belongings.

  • Reconstruction & structure replacement
  • Personal property & theft protection
  • Personal liability & guest medical coverage
  • Temporary living expense coverage
Save up to 20%

Auto & Motor Insurance

From $35/mo

Seamless vehicle coverage with fast claims and bundle discounts.

  • Comprehensive & collision protection
  • 24/7 roadside assistance & towing
  • Uninsured driver protection
  • Multi-policy bundle savings
Instant Approval

Renters Insurance

From $9/mo

Cover your personal items inside and outside your apartment.

  • Laptops, electronics, and wardrobe protection
  • Worldwide theft coverage
  • Accidental damage liability
  • Instant digital proof for landlords
Custom Solutions
OPEN

Business & Commercial

From $45/mo

Tailored commercial liability, property, and workers' compensation.

  • General liability & professional indemnity
  • Commercial property & equipment protection
  • Business interruption income loss
  • Workers' compensation compliance
Lender Approved

Condo & Townhome

From $19/mo

Internal unit structure, upgrades, and personal liability coverage.

  • Interior wall-to-wall coverage
  • HOA loss assessment protection
  • Personal property valuation
  • Personal liability defense
Rider Ready

Motorcycle Insurance

From $14/mo

Built for the open road—comprehensive coverage for your bike.

  • Comprehensive, collision & liability
  • Custom parts & equipment coverage
  • Roadside assistance & towing
  • Multi-vehicle bundle discounts
Peace of Mind

Life & Family Protection

From $15/mo

Secure your family's financial future with transparent term life.

  • Flexible term options (10, 20, 30 yrs)
  • No complex medical hassle for qualified
  • Fixed monthly rates that never increase
  • Guaranteed payout to beneficiaries
Why Choose Melissa Evans Insurance Group

The modern insurance experience you actually look forward to using.

Dedicated Local Advisory

Unlike anonymous call centers, Melissa Evans and her personal team serve as your lifelong insurance partners.

Digital Speed & Simplicity

Get quotes in minutes, sign digital documents on your phone, and let us manage escrow transfers automatically.

Comprehensive Protection

We work with top-tier, A-rated insurance carriers to source maximum coverage at competitive premiums.

Fast, Fair Claim Support

When disaster strikes, our team actively advocates on your behalf to ensure speedy settlements and zero stress.

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Families & Businesses Protected
0.0%
Client Satisfaction & Retention
$0.0M+
Annual Policyholder Savings
< 0 min
Average Response Time
Trusted by Neighbors

Real stories from real policyholders.

Trusted by families and business owners across New York.

“Switching our home and auto policies to Melissa Evans Insurance Group saved us over $1,800 a year — and the whole thing took maybe ten minutes. Melissa personally walked us through every discount we qualified for.”
SW
Sarah W.
Homeowner · Newburgh, NY
Melissa Evans Insurance GroupGoogle Reviews
See our rating & reviews on Google

Read what neighbors across the Hudson Valley say about working with our local team.

Melissa Evans, Founder & Principal Agent at Melissa Evans Insurance Group

Melissa Evans

Founder & Principal Agent

Meet Melissa

Protecting what matters.
Building relationships that last.

I started Melissa Evans Insurance Group because insurance shouldn't feel impersonal. Behind every policy is a family, a home, a business, or years of hard work — and that deserves real attention. My team and I take the time to understand where you are in life and where you're headed, so the protection around you grows with you. From your first apartment to the business you've built, we're here for every chapter — with honest guidance and a real person on the other end of the line.

Melissa Evans

Founder, Melissa Evans Insurance Group

Meet Our Team
Simple 3-Step Process

How getting insured works

No endless paperwork, no confusing jargon, and no waiting days for answers.

01

Tell Us What You Need

Answer a few quick questions online or over the phone. It takes under 2 minutes to submit your details.

02

Explore Your Coverage Options

We compare top A-rated underwriters to tailor personalized options with maximum discounts and transparent terms.

03

Get Protected Instantly

Sign digitally, link your mortgage escrow or card, and receive your official binder and insurance cards right away.

About Melissa Evans Insurance Group

A modern agency built on trust, transparency, and personal care.

Founded with the mission to eliminate insurance complexity, Melissa Evans Insurance Group combines cutting-edge digital technology with warm, local guidance. We don't believe in one-size-fits-all policies or opaque pricing.

Whether you are buying your first home, expanding a local business, or insuring a new family car, Melissa Evans and her team personally review your options to find reliable protection at rates that fit your budget.

Independent Advantage

We shop top carriers so you get the best deal.

Community Focused

Proudly supporting local families & businesses.

Direct Line: (845) 275-6224
Melissa Evans, Founder & Principal Agent

Melissa Evans

Founder & Principal Agent

Established 2022 · Newburgh, NY

"Insurance shouldn't feel like a transaction—it's about protecting your hard work and peace of mind. We handle the heavy lifting so you can focus on what matters."
Direct Line:(845) 275-6224
Working Hours:Mon–Thu 9–6 · Fri 9–5 · Sat 9–1
Stay Connected

Follow Melissa's Insurance Insights

Get practical insurance tips, policy reminders, community spotlights, and behind-the-scenes agency updates directly on social media.

Facebook Community

Melissa Evans Insurance Group

Join our local Facebook page for seasonal maintenance checklists, storm prep guides, local community events, and client Q&As.

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@me.lissaevans1

Melissa Evans on Instagram

Watch short video tips, agency highlights, team stories, and real insurance advice formatted for quick viewing.

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Clear Answers

Frequently Asked Questions

Everything you need to know about getting covered with Melissa Evans Insurance Group.

Your homeowners policy covers your dwelling, attached structures, personal property (like furniture, clothes, and electronics), personal liability defense, and temporary living expenses if your home becomes temporarily unlivable due to a covered event.
Direct Advisor Consultation

Let's protect what matters most to you.

Send us a message or request a custom rate review. Our licensed agents will analyze available carrier discounts and contact you with zero sales pressure.

Call Us Directly
(845) 275-6224
Office Hours
  • Monday9:00 AM – 6:00 PM
  • Tuesday9:00 AM – 6:00 PM
  • Wednesday9:00 AM – 6:00 PM
  • Thursday9:00 AM – 6:00 PM
  • Friday9:00 AM – 5:00 PM
  • Saturday9:00 AM – 1:00 PM
  • SundayClosed

Request Policy Review