Tailored HO-6 Protection for Condo & Co-Op Owners
Your HOA master policy covers the building exterior and shared hallways — but you are responsible for everything inside your front door. Get custom HO-6 coverage built for unit owners.
Understanding Your Condo Insurance (HO-6) Coverage
Condo insurance (HO-6) protects your interior walls, upgraded cabinets, hardwood floors, personal belongings, and personal liability, plus HOA loss assessment fees.
What Can It Help Protect?
Click or tap an item below to see exact coverage details and how it safeguards your everyday life.
Interior Walls & Built-Ins
Hardwood floors, custom cabinetry, and drywall.
Covers interior structural elements inside your unit falling outside the HOA master policy.
Who Should Consider This Protection?
Clear scenarios where having condo insurance (ho-6) provides financial security.
Condominium Owners
Primary owners of residential condo units or high-rise apartments.
Townhome & Co-Op Buyers
Owners where exterior structure is maintained by an association.
Key Things to Consider Before Purchasing
Determine whether your HOA uses 'Bare Walls', 'Single Entity', or 'All-In' covenants.
Condo Insurance (HO-6) FAQ
Explore Related Coverage
Tailored insurance pathwaysHomeowners Insurance
Total protection for your house, property, and personal belongings.
Townhome Insurance
Flexible protection tailored to your townhome's HOA bylaws and shared walls.
Renters Insurance
Protect your furniture, tech, clothes, and liability for a few dollars a month.
Ready to Protect What Matters Most?
Get an instant personalized quote for condo insurance (ho-6) or speak with a local representative at Melissa Evans Insurance Group.